I believe that many of the economic problems middle class Americans have currently is due to not thinking about saving. These scenes are often merely litanies of sex acts with minimal description, and the tension and emotion that was built up in the opening parts of the stories just peters out to a litany of almost scientific writing with little emotion or feeling. No waiting to the last minute! Desperation or impulse spending nearly always results in spending more money than intended, or getting a less than ideal gift—or worse, both. People would contribute after-tax dollars. In the meantime, Jonquinette becomes interested in her new neighbor, Mason, but Jude has no intention of letting Jonquinette fall in love—not when Jude's having so much fun. The Sex Chronicles With a unique ability to tell it like it is—and also to tell it like it could be in your wildest dreams—Zane crafts stories about everyone from the sensual housewife who wants her husband to experiment more to a secret underground sorority of women that organizes some rather unconventional social events. Roberts was able to avoid foreclosure after falling 79 days behind on her mortgage payments. That equals a loss of purchasing power for those who save. If you participated, I want to hear from you during the chat. The week leading up to the Wolfe Industries annual Christmas party is unforgettable, as the lives of four people who have barely interacted with one another in the past begin to cross paths in the most disturbing ways. Skyscraper chronicles the week before the annual Christmas party at Wolfe Industries, an African American-owned automobile manufacturer. McDonnell and his wife, Maureen, I wrote about the financial difficulties people face when trying to live above their means. What changes will you make to keep the momentum going? So, relax, sit back. Skyscraper Most corporations hand out bonus checks or gift certificates for Christmas, but Wolfe Industries hands out drama.